Self-directed IRA Offshore

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This U.S. IRS registered Self Directed IRA Trustee forwards your IRA investments to a foreign government regulated, registered and recognized investment account where you have access to investments globally as a foreign resident and as non-U.S. person.

That means that whether you are or are not a U.S. person is irrelevant to investment choices. If the foreign investment prospectus says no U.S. persons that does not apply to your foreign investment account. Your foreign account also has no Unrelated Business Income Tax (UBIT) or distribution tax problems which means leveraging your investments is possible.

The rules governing retirement plan fiduciaries encourage us to explain to a client, in writing, both the financial aspects of the relationship, and the responsibilities and expectations of both parties to the relationship. Please examine this agreement carefully and let me know immediately if you have any questions or concerns.
No work will be performed on your matters and no client mandate is established until you have both signed and returned this agreement, along with the advance payment as applicable.

Self-Directed IRA

If you search around on the web, you will find that there are many companies offering Self-Directed IRAs. You will find little actionable information on government regulated, registered and recognized foreign retirement funds, investment accounts or brokerage accounts. You will find those who want to sell you overseas real estate or storage facilities for commodities. Those are assets that have no market maker and no ability for you to time your liquidity. The definition of retirement income planning includes the requirement for liquidity.

A Self-Directed IRA is where you place your IRA with a custodian and he agrees to take your suggestions and investment requests under advisement. He generally offers a wider range of investment options than a traditional IRA. With a Self-Directed IRA, you direct your investments but you can’t force your custodian to make an investment for which he is not comfortable.

Some plan trustee’s will refuse to make transfers outside the USA. In regards to a U.S. investment advisor they would have liability if your investments go south because FINRA rule 3040 has restrictions that prevent dealing in investments outside of his firm. It is his responsibility to advise investments and he is either not capable or not willing to perform the due diligence necessary to make an informed decision on a foreign investment.

Legal difference between a distribution and a contribution:

Combining two different legal transactions. One transfer is completely neutral because it is a transfer to a self-directed IRA Trustee, and that is not treated as a distribution. The second transfer is treated as a contribution. This U.S. Trustee files annually the report of your IRA to the IRS the same as they are doing now.


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